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Income Eligibility for WA USDA Mortgage

Below you will find income eligibility information for USDA home loans in Washington State. If you have any questions about the information, please call our broker Jess who will be happy to clarify further.

The USDA Home Loan was designed to serve moderate to low income households in Washington State. Moderate income is defined as the Greater of 115% of the US Median Family Income or the average of the state median family imcome for the respective area. In order to qualify for a USDA Home Loan your household income must be lower than the USDA Income Limits shown below.

USDA Income Limits for Washington State

 

Location Household
1 to 4
Household
5 to 8
Bellingham, WA $74,050 $97,750
Bremerton-Silverdale, WA $81,500 $107,600
Kennewick-Pasco-Richland, WA $74,550 $98,400
Lewiston, ID-WA $73,600 $97,150
Longview, WA $73,600 $97,150
Mount Vernon-Anacortes, WA $73,600 $97,150
Olympia, WA $80,500 $106,250
Portland-Vancouver-Beaverton, OR-WA $80,500 $106,250
Seattle Bellevue, WA $92,000 $121,450
Tacoma, WA $78,350 $103,400
Spokane, WA $73,600 $97,150
Wenatchee, WA $73,600 $97,150
Yakima, WA $73,600 $97,150
Adams County, WA $73,600 $97,150
Clallam County, WA $73,600 $97,150
Columbia County, WA $73,600 $97,150
Ferry County, WA $73,600 $97,150
Garfield County, WA $73,600 $97,150
Grant County, WA $73,600 $97,150
Grays Harbor County, WA $73,600 $97,150
Island County, WA $89,550 $118,200
Jefferson County, WA $73,600 $97,150
Kittitas County, WA $73,600 $97,150
Klickitat County, WA $73,600 $97,150
Lewis County, WA $73,600 $97,150
Lincoln County, WA $73,600 $97,150
Mason County, WA $73,600 $97,150
Okanogan County, WA $73,600 $97,150
Pacific County, WA $73,600 $97,150
Pend Oreille County, WA $73,600 $97,150
San Juan County, WA $73,600 $101,450
Stevens County, WA $73,600 $97,150
Wahkiakum County, WA $73,600 $97,150
Walla Walla County, WA $73,600 $97,150
Whitman County, WA $73,600 $97,150

Why are USDA Home Loans so popular in Washington State?

Simply put USDA Rural Mortgages offer a number of advantages that other conventional loan programs cannot match.  These advantages include:

  • Zero or No Money Down Purchase
  • No Mortgage Insurance
  • 620 Minimum Credit Score

The demand for USDA home loans in Washington has more than trippled between 2006 and 2009. In 2010 we could see 3000+  USDA Home Loans close in Washington State. If you have any questions about USDA income eligibilty contact us.

USDAMortgageGroup.com – Call Us Today! - (206) 707-9658