• Step 1 of 2

    Good (640-699) Credit Score:
  • Step 2 of 2: Request A Phone Call

USDA Home Loans Start Here

No Money Down + 30 Year Fixed Rate + Flexible Credit Terms

Property Eligibility for USDA Home Loans in WA

USDA Home Loans were designed to serve the mortgage needs of “rural” homeowners in Washington State. Ultimately the USDA is responsible for deciding which areas of the state are rural and which areas are not. However, if you live in a town with a population less than 25,000, you probably reside in a USDA eligible area.

Washington State – USDA Property Eligibility Map

Property Eligibility

* Dark Orange Areas are Ineligible

Check USDA Property Eigibility Maps by County and Metro Area

Select the County or Metro Area below for a property eligibility map of the area.

Washington State residents will find that a majority of the State is elgibile for a USDA home loan. If you would like to check the eligibility of a specific address gives a call today.

USDA Property Eligibility Map
(Click the links for a map of each area)
Max Income Allowed
Household of 1-4
Max Income Allowed
Household of 5-8
Bellingham, WA $74,050 $97,750
Bremerton-Silverdale, WA $81,500 $107,600
Kennewick-Pasco-Richland, WA $74,550 $98,400
Clarkston, WA & Lewiston, ID $73,600 $97,150
Longview, WA $73,600 $97,150
Mount Vernon-Anacortes, WA $73,600 $97,150
Olympia – Thurston County, WA $80,500 $106,250
Portland-Vancouver-Beaverton, OR-WA $80,500 $106,250
Seattle Bellevue King County, WA $92,000 $121,450
Tacoma Pierce County, WA $78,350 $103,400
Spokane & Spokane County, WA $73,600 $97,150
Wenatchee, WA $73,600 $97,150
Yakima, WA $73,600 $97,150
Adams County, WA No Ineligible Areas $73,600 $97,150
Clallam County, WA No Ineligible Areas $73,600 $97,150
Columbia County, WANo Ineligible Areas $73,600 $97,150
Ferry County, WANo Ineligible Areas $73,600 $97,150
Garfield County, WANo Ineligible Areas $73,600 $97,150
Grant County, WANo Ineligible Areas $73,600 $97,150
Grays Harbor County, WA $73,600 $97,150
Island County, WA No Ineligible Areas $89,550 $118,200
Jefferson County, WANo Ineligible Areas $73,600 $97,150
Kittitas County, WANo Ineligible Areas $73,600 $97,150
Klickitat County, WANo Ineligible Areas $73,600 $97,150
Lewis County, WANo Ineligible Areas $73,600 $97,150
Lincoln County, WANo Ineligible Areas $73,600 $97,150
Mason County, WA No Ineligible Areas $73,600 $97,150
Okanogan County, WANo Ineligible Areas $73,600 $97,150
Pacific County, WANo Ineligible Areas $73,600 $97,150
Pend Oreille County, WANo Ineligible Areas $73,600 $97,150
San Juan County, WA No Ineligibile Areas $73,600 $101,450
Stevens County, WANo Ineligible Areas $73,600 $97,150
Wahkiakum County, WANo Ineligible Areas $73,600 $97,150
Walla Walla County, WA $73,600 $97,150
Whitman County, WA $73,600 $97,150

Where can I get more information?

Use our contact form to request more information or call the phone number listed at the top of the site.

How do I start the Loan Process?

If you have any questions regarding USDA home loans or would like to start the loan process immediately, call us directly. Our clients have the piece of mind that comes with working with a team of mortgage professionals who specialize in USDA home loans for Washington State borrowers. Our knowledge of USDA underwriting and loan processing will help insure your loan closes as planned.

USDAMortgageGroup.com – Call Us Today! – (206) 707-9658