Get to know more about the USDA Home Loan Program…

In recent years USDA Home Loans have become a popular choice for home-buyers throughout Washington and Oregon. Using a USDA Mortgage home-buyers can borrower up to 100% Loan to Value (LTV), effectively buying a home with no money down. Additionally USDA Home Loans do not require Mortgage Insurance and offer very competitive interest rates.

Advantages of a USDA Home Loan

• Loan Amounts up to 100% Loan to Value (LTV) for purchase of existing homes or new construction
• Low Interest Rates – as compared to with high LTV conventional loans
• No Monthly Mortgage Insurance (MI)
• Designed for homeowners in rural areas of Washington & Oregon
• You don’t have to be a “first-time” home buyer.
• No Down Payment Required, Zero cash to close is possible
• One-time USDA Guarantee Fee, payable to Rural Development (RD) at closing, which can be rolled into the new loan balance above the appraised value, as follows:
  • Purchases – 2.00% of loan amount
  • Refinances – .50% of loan amount
• 30-year fixed-rate mortgages
• No pre-payment penalties, pay the loan off as early as you want
• No maximum loan limit, Loan amount is determined by borrower’s gross income
• Allows for credit scores of 620 and up

How to get started your USDA started…

1. Contact the USDA Mortgage Group 
2. Submit an Application – we will determine if you are eligible for the USDA Program
3. Lock the Interest Rate and start the loan process

We are Experts at closing USDA Mortgages in Washington State

If you would like to work with a trusted USDA professional based in Washington State, give us a call today. We provide: attractive interest rates, local expertise, and one-on-one customer service. Our motivation comes from building client relationships for life.

USDA Mortgage Group.com – Call Us Today! - (206) 569 8732

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USDA Home Loans || Assumptions || USDA Home Loan Washington – Mason County || USDA Home Loan Washington – Adams County || USDA Home Loan Clallam County Washington || Special Offer || Refinance USDA Mortgage || USDA Refinance || USDA Home Loan Washington – Grays Harbor County || Washington USDA Home Loan || Will the USDA Home Loan Program be Extended? || USDA Home Loan Process ||